Facing a business debt lawsuit? We defend business owners at every stage — from lawsuits to judgments. Save money & protect your business today.
If you’re facing a business debt lawsuit — whether from an American Express business credit card, another business credit card, or a loan — it can feel overwhelming. But the good news is that you do have options. At The Fullman Firm, we help business owners at every stage of the debt process, from early signs of trouble to lawsuits and judgments.
FC Marketplace LLC (Funding Circle) is coming after more than just your business, they want your home, your bank accounts, and your wages.
If you signed a personal guarantee on your business loan, your LLC protection means nothing. They can seize your personal assets under California law.
Don’t lose by default. Get expert legal defense now.
☎️ Call for FREE Consultation: (877) 227-2872
Serving Los Angeles, Orange County, San Diego & All California
⚠️ Two Critical Threats FC Marketplace Is Using Against You
Threat #1: Your Personal Guarantee Destroyed Your LLC Protection
When you got your Funding Circle loan, you signed a personal guarantee buried in the paperwork. Now FC Marketplace LLC can pursue:
- ✗ Your personal home (California’s $600k exemption may not protect you)
- ✗ Your bank accounts (frozen without warning)
- ✗ Your wages (25% garnishment under CA law)
- ✗ Your spouse’s assets (CA community property laws)
Your LLC does not protect you against a personal guarantee lawsuit.
Threat #2: Your LLC Cannot Represent Itself in California Court
California law requires LLCs to have attorney representation. You cannot defend your LLC yourself.
If you try:
- ✗ Court rejects your filing
- ✗ FC Marketplace wins by default
- ✗ They enforce judgment against YOUR PERSONAL ASSETS immediately
Most small business owners don’t know this and lose everything.
📞 Don’t Lose by Default. Call Now (877) 227-2872
What Happens If You Don’t Act Immediately
You have only 30 days to respond in California. If you miss the deadline:
Default Judgment Against You Personally
- FC Marketplace wins automatically
- Judgment allows them to seize personal assets
- 10-year California judgment with 10% interest
Your California Home at Risk
- Judgment lien on your property
- Can’t sell or refinance without paying
- Possible forced sale if equity exceeds $600k exemption
Wage Garnishment
- Up to 25% of your paycheck—for years
- Continues until entire judgment paid
Bank Account Levy
- Personal accounts frozen instantly
- No access to your own money
- Mortgage, bills, groceries—all locked up
Your Spouse Suffers Too
- California community property laws allow FC Marketplace to take spouse’s income and assets
- Even if spouse never signed anything
☎️ Protect Your Assets Now: (877) 227-2872
How The Fullman Firm Defends You
Immediate Response in California Superior Court We file proper legal responses for your LLC (required by CA law) and defend you personally—preventing default judgment.
Challenge the Personal Guarantee We examine if the guarantee is valid, properly executed, and enforceable under California law. Often they’re defective.
Aggressive California Defenses
- California 4-year statute of limitations (many FC Marketplace debts are time-barred)
- Improper service of lawsuit
- Incorrect debt amounts
- Violations of California consumer protection laws
- Missing documentation
Negotiate from Strength We’ve settled FC Marketplace cases for 30-70% less, including releases from personal guarantees. We protect your home and assets.
Post-Judgment Relief Already have a judgment? We can help:
- Vacate default judgments (CCP 473)
- Stop wage garnishments
- Remove liens from your California home
- Negotiate reduced payoff amounts
📞 Call For A Free Case Evaluation: (877) 227-2872
How Our Fees Work (Fair, Transparent, Flexible)
We know money is tight when debt is on the table. That’s why we keep our fee system simple and fair:
- Flat Fee – You’ll know the cost upfront.
- Savings Bonus – If we save you money, we earn a small bonus based on results.
- Payment Options – With Affirm’s Pay Later, you can spread out the flat fee if cash flow is tight.
This way, our incentives are aligned with yours: the better we perform, the more you save.
Why Should You Choose The Fullman Firm?
✓ California Debt Defense Specialists – Thousands of cases defended successfully
✓ We Know FC Marketplace’s Tactics – Regular experience with Funding Circle lawsuits
✓ California Court Experience – Los Angeles Superior Court, Orange County, San Diego, Riverside, throughout Southern CA
✓ Personal Guarantee Expertise – We understand how to protect your home and personal assets
✓ Flat-Fee Options Available – Transparent pricing, no surprise bills
✓ We Answer Your Calls – When your home is at risk, you need immediate answers
✓ Proven Results – Millions saved for California clients
FAQ – What You Need to Know NOW
Q: Can FC Marketplace take my California home? A: YES, if you personally guaranteed the loan and they get a judgment. California’s homestead exemption only protects $600k of equity. Los Angeles and Orange County homes often exceed this.
Q: Can I represent my LLC myself? A: NO. California law requires attorney representation for LLCs. If you try, your filing gets rejected and you lose by default.
Q: Can they garnish my wages? A: YES. Up to 25% of your paycheck under California law, continuing for years until the judgment is paid.
Q: What if I already have a default judgment? A: We can file motions to vacate in California Superior Court. Many default judgments can be set aside, especially if service was improper.
Q: How long do I have to respond? A: Only 30 days after being served in California. After that, FC Marketplace gets automatic default judgment against you personally.
Q: Can they take my spouse’s assets? A: YES. California is a community property state. Your spouse’s wages and assets can be seized for debts YOU personally guaranteed during marriage.
Don’t Wait – FC Marketplace Won’t
Every day you delay:
- ❌ Your response deadline gets closer
- ❌ Default judgment becomes more likely
- ❌ Your home becomes more vulnerable
- ❌ Your options narrow
FC Marketplace LLC files thousands of California lawsuits yearly. They know the system. They’re counting on you NOT getting proper legal help.
Don’t let them take your home and life savings.
Get A FREE Consultation NOW: (877) 227-2872
Speak directly with a California debt defense attorney
- Free consultation
- Immediate answers about your case
- Find out if your personal guarantee can be challenged
- Learn your options to protect your home