claim of lien

An Overview of Judgment Liens in California

After a judge or jury hands down a verdict in a civil case, the court enters a judgment. A judgment may also result from a settlement between parties. As part of a judgment, the court orders one party (the debtor) to pay money to another (the creditor). However, the debtor in a case doesn’t always…

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judgment lien

The Removal of Judgment Liens in California

When a person fails to seek bankruptcy protection in time, creditors can place involuntary or judgment liens on their assets. Often, creditors d this without notice. In this article, we examine the ways in which an experienced California attorney can assist with the removal of judgment liens.  What Is a Judgment Lien? A judgment lien…

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debt collector

What Can A Debt Collector Do If You Don’t Pay?

No one likes to receive a collections notice. However, ignoring correspondence from a debt collector won’t make the problem go away. Debt collectors have several options available to them when debtors fail to pay. In this article, we explore the legal options available to debt collectors when you fail to pay a debt.  Regulating Debt…

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woman stacking coins

Five Things Debt Collectors Can’t Do

Debt collectors have a bad reputation for doing whatever it takes to collect debts—including harassing and even threatening consumers. The federal Fair Debt Collection Practices Act (“FDCPA”) was enacted to prevent these types of behaviors. However, some debt collectors continue to use illicit tactics when dealing with consumers. In this article, we examine five things…

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debt

Avoiding Debt Collection Lawsuit Scams

All consumers should be aware of debt collection lawsuit scams. As of late, these types of scams have been rampant. In this article, we discuss how you can avoid becoming a victim of a debt collection lawsuit scam.   What is a debt buyer? A debt buyer is a business that purchases large numbers of delinquent…

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COVID-19 Continues to Affect Borrowers

It’s no secret that COVID-19 is a huge problem in the United States. In fact, experts have predicted that the repercussions of the pandemic will continue to affect our economy for years to come. For borrowers, this is bad news. Unfortunately, pandemic-related foreclosures, collection lawsuits, and judgments appear to be here to stay. Even if…

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holiday credit card debt

Tips for Avoiding Holiday Debt

If there’s ever a time that puts you at risk for going into debt, it’s the holidays. During the holidays, our spending can get out of control, and many people rely on their credit cards to get them through this busy and expensive time of the year. Unfortunately, many people find it difficult to pay…

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california homestead exemption law

Understanding California’s New Homestead Exemption Law

California recently amended its homestead exemption law. A homestead exemption is a legal provision that is designed to protect the value of a resident’s home from creditors, property taxes, and circumstances that arise from the death of a spouse. California’s updated homestead exemption law sets the exemption amount at $300,000. However, this amount can be…

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