debt buyers

Negotiating with Debt Buyers

If you fail to pay a debt, the creditor might sell it to a debt buyer. Debt buyers purchase delinquent debts from original creditors for pennies on the dollar. They then attempt to collect the debts to make a large profit. If you’ve been contacted by a debt buyer about a delinquent debt, understanding how…

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woman in debt

Common Debt Buyer Lawsuit Defenses

If you’ve been sued for a debt, there is a good chance that the company that filed the lawsuit isn’t the creditor from which you incurred the debt. If this is the case, you’ve been sued by a debt buyer. Fortunately, there are several common defenses to debt buyer lawsuits that you may be able…

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man looking over debt notices

What Is a Debt Buyer?

Debt buyers are companies that purchase debts from original creditors. Major debt buyers include companies like Midland Funding LLC and Portfolio Recovery Associates. If you’ve been sued for an outstanding debt, there’s a good chance the entity that filed the lawsuit is a debt buyer. In this article, we discuss the debt buying industry and…

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foreclosed home

Judgment Liens and Foreclosure

If you are sued in court and lose the case, the winning party receives a judgment, which means that you owe the prevailing party a sum of money. That party may then file a judgment lien, which is a lien that attaches to your real estate. When a judgment lien is placed on the property…

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fullman firm trial

Fullman Firm Beats Another Debt Collector at Trial

Fullman Firm recently secured another victory at trial against a major debt collector. The plaintiff in the case, Crown Asset Management, alleged that the defendant, represented by Fullman Firm, owed a debt of over $30,000. Luckily, the defendant decided to contact Fullman Firm immediately upon receipt of the lawsuit. Fullman Firm’s preparedness at trial ultimately…

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claim of lien

An Overview of Judgment Liens in California

After a judge or jury hands down a verdict in a civil case, the court enters a judgment. A judgment may also result from a settlement between parties. As part of a judgment, the court orders one party (the debtor) to pay money to another (the creditor). However, the debtor in a case doesn’t always…

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judgment lien

The Removal of Judgment Liens in California

When a person fails to seek bankruptcy protection in time, creditors can place involuntary or judgment liens on their assets. Often, creditors d this without notice. In this article, we examine the ways in which an experienced California attorney can assist with the removal of judgment liens.  What Is a Judgment Lien? A judgment lien…

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debt collector

What Can A Debt Collector Do If You Don’t Pay?

No one likes to receive a collections notice. However, ignoring correspondence from a debt collector won’t make the problem go away. Debt collectors have several options available to them when debtors fail to pay. In this article, we explore the legal options available to debt collectors when you fail to pay a debt.  Regulating Debt…

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