man looking over debt notices

What Is a Debt Buyer?

Debt buyers are companies that purchase debts from original creditors. Major debt buyers include companies like Midland Funding LLC and Portfolio Recovery Associates. If you’ve been sued for an outstanding debt, there’s a good chance the entity that filed the lawsuit is a debt buyer. In this article, we discuss the debt buying industry and…

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foreclosed home

Judgment Liens and Foreclosure

If you are sued in court and lose the case, the winning party receives a judgment, which means that you owe the prevailing party a sum of money. That party may then file a judgment lien, which is a lien that attaches to your real estate. When a judgment lien is placed on the property…

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fullman firm trial

Fullman Firm Beats Another Debt Collector at Trial

Fullman Firm recently secured another victory at trial against a major debt collector. The plaintiff in the case, Crown Asset Management, alleged that the defendant, represented by Fullman Firm, owed a debt of over $30,000. Luckily, the defendant decided to contact Fullman Firm immediately upon receipt of the lawsuit. Fullman Firm’s preparedness at trial ultimately…

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claim of lien

An Overview of Judgment Liens in California

After a judge or jury hands down a verdict in a civil case, the court enters a judgment. A judgment may also result from a settlement between parties. As part of a judgment, the court orders one party (the debtor) to pay money to another (the creditor). However, the debtor in a case doesn’t always…

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judgment lien

The Removal of Judgment Liens in California

When a person fails to seek bankruptcy protection in time, creditors can place involuntary or judgment liens on their assets. Often, creditors d this without notice. In this article, we examine the ways in which an experienced California attorney can assist with the removal of judgment liens.  What Is a Judgment Lien? A judgment lien…

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debt collector

What Can A Debt Collector Do If You Don’t Pay?

No one likes to receive a collections notice. However, ignoring correspondence from a debt collector won’t make the problem go away. Debt collectors have several options available to them when debtors fail to pay. In this article, we explore the legal options available to debt collectors when you fail to pay a debt.  Regulating Debt…

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woman stacking coins

Five Things Debt Collectors Can’t Do

Debt collectors have a bad reputation for doing whatever it takes to collect debts—including harassing and even threatening consumers. The federal Fair Debt Collection Practices Act (“FDCPA”) was enacted to prevent these types of behaviors. However, some debt collectors continue to use illicit tactics when dealing with consumers. In this article, we examine five things…

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debt

Avoiding Debt Collection Lawsuit Scams

All consumers should be aware of debt collection lawsuit scams. As of late, these types of scams have been rampant. In this article, we discuss how you can avoid becoming a victim of a debt collection lawsuit scam.   What is a debt buyer? A debt buyer is a business that purchases large numbers of delinquent…

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