When a debtor in California fails to respond to a debt collection lawsuit, he or she faces the prospect of a default judgment. Essentially, a default judgment means that the debtor loses the case, and he or she must pay the debt owed to the debt collector. This applies even if the debtor doesn’t actually…
Continue reading…Fighting Back Against a Debt Collection Lawsuit
If you’ve been served with a debt collection lawsuit, you are undoubtedly experiencing a wide array of emotions. Anger, confusion, fear, and anxiety are common reactions to finding out that you’re being sued by a powerful debt collection company. Fortunately, if you are the recipient of a debt collection lawsuit, you don’t have to face…
Continue reading…What is a Default Judgment in a Debt Collection Case?
The last thing anyone wants to deal with is a debt collection lawsuit. Therefore, it is understandable that many people would rather ignore a debt collection lawsuit than address it directly. However, if you fail to respond to a debt collection lawsuit in California, you risk a possible default judgment. In a nutshell, a default…
Continue reading…How to Deal with Aggressive Debt Collectors
Debt collectors often resort to aggressive tactics when attempting to collect a debt. Unfortunately, many consumers are unsure of how to respond when confronted by an aggressive debt collector. However, by reviewing the information below, you will be armed with the information necessary to successfully respond to a debt collector who crosses the line. In…
Continue reading…Can a Debt Collector Trick Me to Collect a Debt?
Some debt collectors will do whatever it takes to collect a debt. Unfortunately, this sometimes includes using deceptive tactics to trick consumers into paying up. And this can result in consumers paying debt collectors for debts they don’t legally owe. In this article, we examine whether debt collectors are permitted to trick consumers into paying…
Continue reading…What Happens if You Ignore Debt Collectors?
The easiest thing to do when it comes to debt collection phone calls is to simply ignore them. However, this isn’t necessarily the smartest route to take. Although it may be tempting to stick your head in the sand when debt collectors come calling, ignoring them won’t make the problem go away. In fact, it…
Continue reading…Should You Answer Debt Collection Calls?
Although no one enjoys debt collection phone calls, ignoring them is rarely the right response. Even if you don’t owe the debt in question, it is better to address the situation than to ignore it and hope it just goes away. However, if you do decide to speak to a debt collector on the phone,…
Continue reading…4 Mistakes to Avoid When Dealing with a Debt Collector
Debt collectors can be extremely aggressive when attempting to collect debts. Often, they employ tactics that bend—or even break—the law. Therefore, when dealing with a debt collector, you must be highly vigilant. Otherwise, you risk making mistakes that can cost you money. In this article, we examine five common mistakes to avoid when dealing with…
Continue reading…6 Things Anyone Dealing with a Debt Collector Should Know
No one likes dealing with debt collectors. Not only are they often aggressive and rude, but some are willing to go to great lengths to collect a debt—even violate the law. Unfortunately, many debtors are ill-prepared to address the demands of unscrupulous debt collectors. Debtors who are armed with a solid knowledge of the laws…
Continue reading…What Debt Collectors Can and Can’t Do
The law is very clear about what debt collectors are permitted to do when dealing with consumers. Unfortunately, however, debt collectors often do whatever it takes to collect a debt—even break the law. When this occurs, affected consumers may pursue legal remedies. In this article, we examine what debt collectors can and can’t do when…
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