The COVID-19 pandemic has wreaked havoc on the U.S. economy. Business closures and widespread unemployment have left hundreds of thousands of people unable to pay their debts. As a result, more people than ever are facing debt collection notices and lawsuits from debt collection agencies. Below are some tips for dealing with debt collectors if…

If you’ve been sued by a debt collection agency in California, you generally have two choices: fight the lawsuit or attempt to settle. Whether or not you can settle your debt collection lawsuit depends on many factors, including the size of the alleged debt, the willingness of the debt collector to compromise, and your ability…

The COVID-19 pandemic has affected the lives of millions of US citizens. Not only has the virus resulted in widespread illness and death, but it has virtually shut down the economy. This economic shutdown has caused many people to lose their jobs, rendering them unable to pay their debts. Thus, it is no surprise that…

Debt collectors can be extremely aggressive when attempting to collect a debt, sometimes even resorting to illegal tactics. Often, aggressive and intimidating behavior by debt collectors leads consumers to make mistakes, including agreeing to pay debts that aren’t owed. Below are some of the most common mistakes people make when dealing with debt collectors. If…

Being sued by a debt collector can be scary, particularly if you are unfamiliar with the legal process. However, if you know what to expect and how to respond to the lawsuit, your odds of success improve greatly. The best way to prepare yourself for your debt collection lawsuit is to hire a California debt…

Debt collectors are known for their use of deceptive debt collection practices. Despite the laws prohibiting harassing and deceitful behavior by debt collectors, many are willing to do almost anything to collect a debt. If you’re facing a debt collection lawsuit, it’s quite possible that the debt collector violated the law somewhere along the way…

Debt collection agencies sometimes use lawsuits to recover money from debtors. When a debtor fails  to make required payments, a lawsuit is often a debt collector’s only available recourse. However, debt collection agencies often make mistakes when filing lawsuits against debtors, and this provides debt collection lawsuit defense attorneys with multiple ways to defend their…

Most people’s first instinct after finding out they’ve been sued by a debt collection agency is to hire an attorney. Some people, however, decide to handle things themselves. This is rarely (if ever) a good idea. As we discuss below, if you’ve been sued by a debt collector in California, there are several reasons that…

If you have been sued by a debt collector, you need to act fast. Doing nothing and hoping that the problem goes away is a recipe for disaster. Even if you believe you are responsible for the debt in question, there are likely multiple defenses that your attorney can raise on your behalf in your…