If you’ve received a summons or lawsuit from Independence Capital Recovery, LLC, you are not alone. This debt collection company is known for pursuing lawsuits in California and across the U.S. for unpaid debts, often working on behalf of creditors or after purchasing debts for pennies on the dollar.
At The Fullman Firm, we have helped tens of thousands of families and businesses in California protect themselves from aggressive creditors, debt buyers, and collection law firms. If you are being targeted by Independence Capital Recovery, LLC, you may have more defenses and options than you realize.
Who Is Independence Capital Recovery, LLC?
Independence Capital Recovery, LLC is a debt buyer and collector. They typically purchase delinquent accounts from banks, credit card companies, or lenders at a steep discount and then attempt to collect the full amount from consumers.
Like many debt buyers, their goal is to secure quick settlements or court judgments. If they obtain a judgment, they can pursue:
- Wage garnishments
- Bank levies (freezing and seizing your money)
- Liens against your property
Why Debt Buyers Often File Lawsuits
Debt buyers like Independence Capital Recovery, LLC often file lawsuits because many people do not respond to them. In fact, studies show that over 70% of debt collection lawsuits result in default judgments simply because consumers don’t file a timely response.
A default judgment gives the debt collector the power to garnish wages, levy bank accounts, and put liens on property—even if the debt is inaccurate, inflated, or not even yours.
How The Fullman Firm Helps You Fight Back
At The Fullman Firm, we’ve developed a proven system to help clients fight back against debt buyers and protect their rights. Here’s how we do it:
1. Immediate Legal Response
We ensure that a proper responsive pleading is filed with the court within the required timeframe. This prevents a default judgment and forces Independence Capital Recovery, LLC to prove their case.
2. Applying Pressure in Discovery
We use legal tools to demand documentation and evidence. Many debt buyers do not have the proper paperwork to prove ownership of the debt or the correct balance. This weakness often leads to dismissals or favorable settlements.
3. Preparing for Trial
Even though most cases do not reach trial, we prepare every case as if it will. This preparation gives us leverage to negotiate better settlements and sometimes win complete dismissals.
Why Choose The Fullman Firm
When you’re up against a company like Independence Capital Recovery, LLC, you need experienced lawyers on your side. Here’s why thousands have trusted us:
- Decades of Experience: Over 40 years of combined experience fighting debt collectors.
- Proven Results: We’ve saved our clients millions of dollars in lawsuits, judgments, and settlements.
- Tens of Thousands Helped: Families and businesses across California have trusted us to protect their rights.
- Affordable & Flexible Fees: We offer flat fees and even financing options through ClientCredit—you don’t have to wait to get help.
- Direct Attorney Access: You will work directly with your attorney—not shuffled through assistants or call centers.
Our Services
We offer comprehensive debt defense services in California, including:
- Debt Collection Lawsuit Defense
- Default Judgment Relief (vacating judgments)
- Stopping Wage Garnishments
- Preventing Bank Levies
- Fighting Sale of Home/Property Actions
- Negotiating Settlements with Creditors and Debt Buyers
Don’t Wait – Act Now
If you’ve been sued by Independence Capital Recovery, LLC, time is not on your side. You typically have 30 days to respond to a lawsuit in California. Ignoring it can result in devastating financial consequences.
📞 Call The Fullman Firm today for a free consultation. We will review your case, explain your rights, and help you create a defense strategy that works for you.
✅ Protect your paycheck. Protect your bank account. Protect your future.
Contact The Fullman Firm today and let us fight for you.