Are you struggling with a credit card debt lawsuit? You’re not alone. Unfortunately, many people are in the same situation and don’t know how to handle their credit card debt lawsuit. Working with a lawyer who specializes in credit card debt can help you settle your debt or, in some cases, get the lawsuit completely dismissed.
Credit Card Debt Lawsuits Don’t Have to be Nightmares.
Falling behind on credit card payments is a cause of immense anxiety for many people. The high interest rates mean that even when considerable amounts are paid, the debt balance might still increase with time. However, it’s important to remember that you don’t have to tackle this alone: An experienced lawyer can help protect your rights and get you back in control by settling your debts and regulating those dreaded repayments at an affordable rate!
How to take things under control?
Working with an experienced credit card debt lawyer is one of the best ways to settle your credit card debt and get out of it as quickly as possible. A lawyer will be able to assess your financial situation, negotiate on your behalf, and represent you throughout the process. In some cases, we may even be able to eliminate most or all of your debt.
Most importantly, if you don’t fight your case properly and lose in court they can possibly garnish your wages and even put liens on your house or bank account. However, if you have a credit card debt lawyer, they can’t even contact you.
The Benefits of Working With Us
When settling credit card debt, our team of lawyers is here to help ensure that you get the best possible outcome for yourself and your finances. Our credit card debt lawyers have years of experience working with people in similar situations and have successfully negotiated deals that reduce or eliminate debts. We understand how stressful this situation can be for our clients, so we do everything we can to ensure they feel supported throughout the process.
We also offer free consultations so that potential clients can talk to our credit card debt lawsuit lawyers before committing to working together. This allows them to ask questions about our services, fees, payment options and what working together would look like before making any decisions about hiring us as their credit card debt lawyers.
OUR FEES ARE SIMPLE, TRANSPARENT & FLEXIBLE!
We charge a small flat fee and we only earn a profit if we are able to save you money. We are willing to put our money where our mouth is and put our skin in the game with you.
NEED URGENT HELP BUT CAN’T AFFORD IT?
We are excited to announce a new payment option for our clients: ClientCredit. Powered by LawPay, ClientCredit is a flexible legal fee lending solution with no hidden fees and no surprises. CALL US now to discuss your options. Checking if you prequalify or applying for a loan through Affirm does NOT affect your credit. This allows you to hire us immediately to solve your debt problems, while giving you flexible repayment options.
Your Due Process Rights May Have Been Violated!
Debtor's Rights and Protections
It is important for you to be aware of your rights as a debtor, regardless of who the debt collector may be. Some lawyers or law firms may believe that they are above state and federal debt collection laws, but this is not the case. If you are contacted by a lawyer who has violated your rights, you can reach out to The Fullman Firm for assistance.
The Fair Debt Collection Practices Act (FDCPA) is a law that is designed to protect debtors from unfair, deceptive, and intimidating debt collection practices. If a debt collector violates the FDCPA or state law protections, you have the right to take legal action against them.
According to the FDCPA, debt collectors are not allowed to:
- Yell at a debtor over the phone
- Call a debtor too early in the morning or too late at night
- Use obscenities or profanity in communications with a debtor
- Pretend to be a law enforcement officer or government agent
- Fail to identify themselves as a debt collector
- Threaten arrest over non-payment of a debt
- Discuss the debt with a debtor’s friends, neighbors, or co-workers
- Attempt to collect a debt that is actively being disputed
- Refuse to provide certain information to the debtor that is required by law
The FDCPA covers all communications with debtors, including phone calls and letters. Attorneys may also face disciplinary action if they violate state or federal fair debt collection laws.
What now?
If you’re being sued by a creditor, don’t hesitate—reach out today and let us help you! Our team of experienced lawyers specializes in settling credit card debts quickly and efficiently while protecting our clients from creditors every step of the way. Contact us today for more information, or schedule a free consultation right away!
