Sued by Sunrise Banks National Association? Here’s How to Protect Yourself

If you’ve received a lawsuit or collection action from Sunrise Banks National Association, you are not alone. This bank issues credit cards and loans and often pursues aggressive collection actions when accounts fall behind. They may also work with debt collection law firms or sell accounts to debt buyers who sue in bulk.

At The Fullman Firm, we’ve defended tens of thousands of Californians against creditors, banks, and debt buyers. If Sunrise Banks National Association is suing you, know that you have rights—and powerful defenses that may protect your paycheck, bank account, and property.

Why Sunrise Banks National Association Might Sue You

Sunrise Banks National Association may file lawsuits for:

  • Unpaid credit card balances
  • Personal loans or lines of credit
  • Defaulted installment loans

If they win a judgment against you, they can:

  • Garnish up to 25% of your wages in California
  • Freeze and seize funds in your bank account
  • Place liens on your property

According to the Consumer Financial Protection Bureau, over 70% of debt collection lawsuits end in default judgments because consumers fail to respond. That means the creditor wins automatically—even when the debt amount is inflated, missing documentation, or not enforceable.

How The Fullman Firm Fights Back

At The Fullman Firm, we’ve created a tested system for defending debt lawsuits. Our goal: reduce what you owe—or sometimes get the case dismissed entirely.

Step 1: File a Response Quickly

You have only 30 days in California to respond after being served. Filing a timely response prevents a default judgment and forces Sunrise Banks to prove their case.

Step 2: Apply Pressure with Discovery

We demand documentation: contracts, account statements, and proof they own the debt. If they fail to provide this, we can seek dismissal or use the weakness to negotiate a favorable settlement.

Step 3: Prepare for Trial

Even if most cases settle, we prepare as if every case will go to trial. This leverage often results in settlements for a fraction of the lawsuit amount—and sometimes complete dismissal.

Why Work With The Fullman Firm

Thousands of Californians have trusted us because we offer:

  • Experience: Over 40 years of combined consumer protection law practice.
  • Proven Results: We’ve saved clients millions of dollars from debt collectors and creditors.
  • Flexible Fee Options: Flat fees and payment options through ClientCredit—no hidden surprises.
  • Direct Attorney Access: You work directly with your lawyer, not a call center.
  • Personalized Strategies: Every case is different, and we build defenses that fit your situation.

Services We Provide

We don’t just defend against Sunrise Banks National Association. We help with:

  • Debt collection lawsuit defense
  • Vacating default judgments
  • Stopping wage garnishments
  • Fighting bank levies
  • Opposing applications for sale of dwelling (protecting your home)
  • Negotiating debt settlements

Don’t Wait – Take Action Now

If you’ve been sued by Sunrise Banks National Association, ignoring it is the worst thing you can do. A default judgment can follow you for years and destroy your financial stability.

The sooner you act, the stronger your defense.

📞 Call The Fullman Firm today for a free consultation. We’ll explain your rights, review your case, and fight to protect your finances.