Target National Bank was the original issuer of Target credit cards, including the Target RedCard. In 2013, TD Bank USA acquired TNB, and now manages its credit card portfolio. When accounts become delinquent, TD Bank may initiate collection efforts or file lawsuits to recover the debt.
Being sued can be intimidating, but remember, you have legal rights and options.
Steps to Take If Sued by Target National Bank
- Don’t Ignore the Lawsuit: Failing to respond can result in a default judgment, leading to wage garnishment or bank levies.
- Consult an Attorney: Legal counsel can help you understand the claims and formulate a defense strategy.
- Gather Documentation: Collect all relevant documents, including account statements, correspondence, and any evidence related to the debt.
- Evaluate the Lawsuit: An attorney can assess the validity of the lawsuit, including whether the debt is within the statute of limitations and if the plaintiff has proper documentation.
Why Choose The Fullman Firm?
At The Fullman Firm, we bring extensive experience in defending clients against debt collection lawsuits. Here’s why we’re the right choice for you:
- Proven Track Record: We’ve successfully defended numerous clients against major creditors, including Target National Bank.
- Personalized Legal Strategy: We tailor our approach to your specific situation, ensuring the best possible outcome.
- Transparent and Flexible Fees: We offer clear, flat-fee pricing and flexible payment plans to accommodate your financial situation.
- Direct Attorney Access: You’ll work directly with an experienced attorney throughout your case.
Take Action Today
If you’re facing a lawsuit from Target National Bank or TD Bank USA, don’t face it alone. Contact The Fullman Firm for a free consultation to discuss your case and explore your options.
Call us at (877) 227-2872 or fill out the inquiry form.
