Our client, P.M. was sued for $8,000 plus costs and fees for a total of $10,000. She hired us for pre-trial preparation and to defend her at trial. The key was the pre-trial preparation, because Fidelity failed to to respond to our pre-trial demands for evidence. At trial (after about 45 minutes of oral argument and vigorous opposition by Mr. Dix) we were able to get all of Fidelity’s evidence excluded. The Court entered judgment in favor of P.M. She will never have to pay the debt, and because the Court entered judgment in her favor on the merits, the item should drop off of her credit reports.