How to Prevent a Default Judgement in Your Debt Collection Lawsuit

If you’ve been served with a debt collection lawsuit in California, the last thing you want to do is receive a default judgement in your case. A default judgment is a binding decision in favor of one party to a lawsuit based on the failure to take a specific action by the other party. Most default judgements occur when a party fails to properly respond to a lawsuit or appear in court. Default judgements are common in debt collection lawsuits in California. Below is some information on how to prevent a default judgement in your debt collection lawsuit. 

Act Immediately

After being served with a debt collection lawsuit in California, you must act immediately. In California, you have 30 days to respond. However, if you’re like most people, you’ll need assistance filing your response. Therefore, you should immediately contact a California debt collection lawsuit defense attorney upon receiving service of your lawsuit. Acting immediately will ensure that you meet your response deadline. If you miss this deadline, the court will issue a default judgement. 

Don’t Attempt to Talk Your Way Out of the Lawsuit

When people contact a debt collector following service of a debt collection lawsuit, they often attempt to talk the debt collector out of the lawsuit. However, it’s important to remember that once the lawsuit has been filed, the debt collector has already made the decision to sue.

Contact a Debt Collection Lawsuit Defense Attorney

Finally, the best thing you can do to avoid a default judgement in your California debt collection lawsuit is immediately to contact a debt collection lawsuit defense attorney. A California debt collection lawsuit defense attorney will ensure that you meet the deadline to respond to your debt collection lawsuit. However, not just any attorney will do. When choosing an attorney to represent you in your debt collection lawsuit, you should pick a firm with a great reputation and ample debt collection defense experience. At the Fullman Firm, we have over 40 years of combined experience defending clients against debt collection lawsuits. When you contact us, we will explore all available options and work with you to develop the most effective strategy possible in your California debt collection lawsuit. Please contact us today to schedule a consultation with one of our talented California debt collection lawsuit defense attorneys.