Protect your rights. Defend your family. Act now before time runs out.
- CALL NOW: 877.227.2872
⚠️ TIME-SENSITIVE: Legal documents require immediate response. Ignoring them can lead to serious financial consequences. Call now for protection.
Received a Summons? Your Financial Future Depends on Acting NOW
If you’ve received legal papers from a financial company, collection firm, or law office, every day counts. Failing to respond properly can result in:
- Court judgments against you
- Wage attachments that take money directly from your paycheck
- Bank account freezes that lock your funds
- Property liens on your home or assets
You have legal rights. California and federal consumer protection laws are designed to defend you against aggressive collection tactics and unfair practices.
Don’t wait another day. Call 877.227.2872 for immediate legal guidance.
The Fullman Firm: Your Legal Shield Against Financial Claims
For over a decade, The Fullman Firm has defended California consumers and small businesses against unfair financial claims. Our experienced attorneys know exactly how to:
✓ Challenge questionable claims by demanding proof and documentation
✓ Identify violations of your consumer protection rights
✓ Negotiate favorable resolutions that protect your assets
✓ Defend you in court with aggressive, skilled representation
✓ Stop enforcement actions like wage attachments and account freezes
We don’t just handle cases, we fight for families.
Get your free consultation: 877.227.2872
Our Legal Defense Process
Three-Step Process:
1. FREE CASE EVALUATION
We review your legal documents and situation at no cost. No obligation. No pressure. Just honest legal guidance.
2. IMMEDIATE PROTECTION
Once retained, we respond to the legal action on your behalf, protecting you from default judgments and enforcement actions.
3. AGGRESSIVE DEFENSE
We investigate the claim, challenge improper practices, and work toward the best possible outcome—whether that’s dismissal, favorable settlement, or trial victory.
Start your defense now: 877.227.2872
Meet California’s Premier Consumer Protection Law Firm
The Fullman Firm is a leading consumer protection practice serving clients throughout California. Founding attorney Adam Fullman is a respected consumer advocate dedicated to defending individuals against overreaching financial institutions.
Our attorneys have successfully defended clients against major banks, collection firms, and law offices including Midland Funding, Portfolio Recovery, LVNV Funding, Citibank, American Express, Capital One, Wells Fargo, and dozens more.
We know their tactics. We know the law. We know how to win.
Transparent Pricing. No Hidden Costs. Flexible Payment Options.
We charge a straightforward flat fee structure—and we only succeed when you do. Our fees are designed to be affordable because we believe everyone deserves quality legal representation.
Can’t afford upfront costs? We offer flexible payment solutions through ClientCredit powered by LawPay. This allows you to get immediate legal protection with manageable monthly payments.
✓ No hidden fees
✓ No surprises
✓ Flexible payment plans available
✓ Checking eligibility does NOT affect your financial standing
Call 877.227.2872 to discuss affordable options
Trusted by Thousands of California Families
“Their fees are very affordable and fair with no hidden fees or unpleasant surprises.” — Anna S.
“They settled a 15-year-old claim for me within 48 hours. Not only are their fees reasonable, but the results were incredible.” — Jennifer R.
“I absolutely love The Fullman Firm! Very professional and Sam Dehbozorgi is an absolute fighter. If you are facing a significant lawsuit you must go with The Fullman Firm. When you get served, immediately call them to get the best legal advice possible. The Fullman Firm knows how to attack these organizations. Without hesitation, they reached out so they could immediately answer the complaint.”
— Marlon V.
We’ve Successfully Defended Clients Against:
Midland Funding • Portfolio Recovery • LVNV Funding • Cavalry SPV • CACH LLC • American Express • Citibank • Capital One • Bank of America • Wells Fargo • FIA Card Services • National Collegiate Student Loan Trust • Zwicker & Associates • Hunt & Henriques • Mandarich Law Group • Harris & Zide • The Moore Law Group • And many more…
FREQUENTLY ASKED QUESTIONS
What should I do if I receive a summons in California?
Act immediately, you have only 30 days to respond. Contact The Fullman Firm for a free case evaluation. Ignoring legal papers leads to default judgment, allowing wage garnishment, bank levies, and property liens. Our California attorneys will file a proper response and defend your rights.
Key actions: Respond within 30 days • Don’t ignore papers • Free consultation available • Prevent default judgment
What happens if I ignore a collection lawsuit?
Ignoring a lawsuit results in automatic default judgment. The collection company can then: garnish up to 25% of your wages, freeze and take money from your bank accounts, and place liens on your property. The Fullman Firm can prevent this by defending you properly. Even with an existing default judgment, we may vacate it and reopen your case.
Consequences: Default judgment • Wage garnishment • Bank levies • Property liens
Can collection companies take money from my paycheck in California?
Yes, but only after winning a court judgment. They can garnish up to 25% of your disposable earnings. The Fullman Firm can defend you before judgment occurs or challenge existing garnishments. California law provides strong protections against excessive wage garnishment.
California limits: 25% maximum • Must have judgment first • Some income protected • Head of household exemptions available
Can they freeze my bank account?
Yes, after obtaining a judgment. However, certain funds are protected under California law including Social Security, disability, unemployment, and pensions. The Fullman Firm can fight bank levies, help you claim exemptions, and challenge the underlying judgment.
Protections: Social Security exempt • Disability exempt • Unemployment protected • Can claim exemptions within 10 days
How much does it cost to hire a lawyer for a collection lawsuit?
The Fullman Firm offers affordable flat-fee pricing with flexible payment plans through ClientCredit. Checking eligibility doesn’t affect your credit. Most clients save far more than our fees cost, we regularly settle for 20-40 cents on the dollar or get cases dismissed entirely.
Benefits: Flat fees • Payment plans available • Often save more than legal costs • Free consultation
What is the statute of limitations in California?
Four years for most financial claims from the last payment date. If sued after this expires, you have a complete defense, but you must raise it properly in court. The Fullman Firm can determine if your case is time-barred. Note: making a payment can restart the clock.
California limits: 4 years for most claims • Must raise as defense • Payment restarts clock • Applies from last activity
Can a default judgment be reversed?
Often, yes. California allows default judgments to be vacated if you were never properly served, have a valid defense, or proper procedures weren’t followed. Time limits apply, so act quickly. The Fullman Firm has successfully vacated numerous defaults for California consumers.
Grounds to vacate: Improper service • Valid defense • Procedural errors • Time limits apply
What are my rights under California consumer protection laws?
California’s Rosenthal Fair Debt Collection Practices Act gives you the right to: be free from harassment, demand proof of claims, dispute inaccurate information, stop collection calls, and sue for violations. Certain income is protected from garnishment. The Fullman Firm specializes in using these laws to defend consumers.
Key protections: Anti-harassment • Right to demand proof • Income exemptions • Can sue for violations • Stop contact rights
How quickly should I call after receiving legal papers?
Immediately. You have only 30 days to respond, this deadline is strict and unforgiving. Missing it means automatic default judgment. The sooner you contact us, the more options we have to defend you. Our free consultation helps you understand your options without obligation.
Timeline: 30 days to respond • Strict deadline • Free consultation • More options with early action
TAKE ACTION NOW
Don’t face collection companies alone. California law protects you, but only if you act fast.
CALL 877.227.2872 NOW
Free case evaluation • Immediate guidance
The Fullman Firm – Over 10 years defending California consumers • Thousands helped • Five-star rated • Statewide service
Prior results do not guarantee a similar outcome.