This month, The Fullman Firm helped clients walk away from more than $79,000 in debt collection claims without paying a single dollar to the debt collectors who sued them.
Four separate lawsuits. Four dismissals. Four clients who were told they owed money and fought back.
Four Debt Collection Lawsuits Dismissed in One Month
Crown Asset Management, LLC v. M.M. Amount sued for: $35,003.43 | Outcome: Dismissed | Client paid: $0
LVNV Funding v. S.W. Amount sued for: $12,103.17 | Outcome: Dismissed | Client paid: $0
Velocity Investments, LLC v. A.F. Amount sued for: $11,012.13 | Outcome: Dismissed | Client paid: $0
Accelerated Inventory Management, LLC v. G.M. Amount sued for: $21,849.96 | Outcome: Dismissed | Client paid: $0
These were real lawsuits filed in California courts. The debt collectors expected to collect. Instead, every case was dismissed.
Why These Debt Collection Lawsuits Were Dismissed
If you have been sued by a debt collector in California, you might assume the case is already lost. That is exactly what companies like Crown Asset Management, LVNV Funding, Velocity Investments, and Accelerated Inventory Management are counting on.
But filing a lawsuit is not the same thing as proving one.
Debt buyers purchase accounts in bulk, often for pennies on the dollar, and then file collection lawsuits hoping consumers will not respond, will miss deadlines, or will settle out of fear. That strategy works against people who do not fight back.
When a debt buyer’s case is actually challenged, the weaknesses tend to surface quickly. In cases like the ones dismissed this month, the issues often include missing account records, incomplete payment histories, problems proving ownership of the debt, hearsay issues with the evidence, and balances that cannot be verified.
A debt buyer cannot just show up and say you owe money. Under California law, it must prove the amount claimed, prove it legally owns the debt, and prove its evidence is admissible. In many cases, it cannot meet that burden.
Being Sued Does Not Mean You Owe
One of the most common mistakes people make is assuming that if a debt collector filed a lawsuit, they must automatically lose. That is not how litigation works.
The question is never whether a debt collector can make an accusation. The question is whether it can prove its case in court. In many debt buyer cases, the answer is no, and this month’s dismissals are a clear example of that.
That is why responding early matters. The sooner you speak with a debt collection defense attorney, the more opportunities there may be to challenge the lawsuit and protect yourself from a judgment, wage garnishment, or bank levy.
Talk to a California Debt Collection Defense Attorney
If a debt buyer has sued you in California, do not assume you are out of options. At The Fullman Firm, we defend consumers against debt collection lawsuits, and we fight to get results like these.
Contact The Fullman Firm today to discuss your defenses and your options.
While we are proud of these results, every case is unique, and prior results do not guarantee future outcomes.