Are you facing a bank levy and unsure of what to do next? Don’t panic – The Fullman Firm is here to help you protect yourself and your family. A bank levy typically occurs when a creditor sues you and obtains a court judgment against you, often without notice. However, with our expert assistance, you can take action to reverse the bank levy and reclaim your funds.
Understanding Bank Levies:
A bank levy is a serious matter that can have significant consequences for your finances. It occurs when a creditor obtains a court order allowing them to seize funds directly from your bank account to satisfy a debt. This can happen without warning, leaving you scrambling to cover essential expenses and protect your financial stability.
Act Quickly to Reverse the Bank Levy:
Time is of the essence when it comes to reversing a bank levy. The sooner you act, the better your chances of success. Don’t delay – contact The Fullman Firm today to explore your options and take the necessary steps to stop the bank levy in its tracks.
How We Can Help:
At The Fullman Firm, we specialize in helping individuals like you navigate the complexities of bank levies and debt collection lawsuits. Our experienced attorneys will work tirelessly to reverse the bank levy and recover your seized funds. With our proven track record of success, you can trust us to fight for your rights and achieve the best possible outcome for your case.
Protect Yourself and Your Family:
A bank levy can have serious consequences for you and your family, impacting your ability to pay bills, cover living expenses, and maintain financial stability. Don’t let a bank levy disrupt your life – let The Fullman Firm help you take back control and protect your financial future.
Act Now:
Don’t wait until it’s too late to reverse the bank levy. Contact The Fullman Firm today at 866-393-4110 to schedule a free consultation and learn how we can help you stop the bank levy and get your money back. Our dedicated attorneys are here to guide you through the process and fight for your rights every step of the way.
Thousands of Clients Trust Us:
Join the ranks of thousands of satisfied clients who have entrusted us with their debt collection lawsuit defense. Our track record of success speaks for itself, and we’re ready to put our experience to work for you.
You Have Rights:
Many consumers are unaware of their rights when facing a debt collection lawsuit. At The Fullman Firm, we’re here to ensure that your rights are upheld throughout the legal process. Don’t let debt collectors intimidate you – know your rights and fight back with confidence.
Nothing to Lose, Everything to Gain:
With a free case review from The Fullman Firm, you have nothing to lose and everything to gain. Take the first step towards a strong defense by scheduling your free consultation today. Our experienced attorneys will assess your situation, answer any questions you may have, and outline the next steps in building your defense strategy.
How Our California Debt Collection Lawsuit Defense Attorneys Can Help
In a debt collection lawsuit, the creditor or debt collector, known as the “plaintiff” must be able to prove its case. The debt collection lawyers at The Fullman Firm have the skills to raise a number of defenses. These include:
- Missing paperwork — A debt collector must have paperwork that verifies the agreement between you and the original creditor. If the debt is for a credit card, for example, this paperwork might be the original cardmember agreement, copies of prior statements, and payment records. If the debt collector does not have these documents, it may be possible to have the case dismissed.
- No Standing to Sue — Standing is simply a legal term which means that the debt collector must have a legal interest in the case. In other words, the debt collector must be able to prove that it owns the debt. This requires providing the court with documents, such as a purchase contract or an “assignment” between the original creditor and the debt collector. If the debt collector does not have these documents or if they contain errors, we may be able to win your case.
- Inaccurate credit and billing histories — Debt collectors typically purchase debts from original creditors “as is.” If your payments have not been properly credited, or the debt collectors do not have up-to-date billing statements, they may not be able to prove that the debt belongs to you.
- The statute of limitations has expired — In California, most creditors must file a debt collection lawsuit within four years of the date you defaulted. If they don’t file a lawsuit in time, the case will be dismissed.
- Lack of evidence — Because the debt collector typically must rely on documents of the original creditor to prove its case, the documents presented as evidence may not be accepted by the court and the case may be dismissed.
In addition, there may be other reasons you don’t owe the debt. As an example, the credit card debts may be a family member’s, or the debts may have been discharged in bankruptcy. You may also have a valid defense if you were the victim of identity theft. This occurs when someone steals your personal information from your mailbox or online and opens credit cards in your name. In any case, the best way to protect your rights is to work with an experienced credit defense attorney.
Why Choose The Fullman Firm for Lawsuit Defense:
1. Proven Track Record:
Our attorneys have successfully defended clients against big banks, credit card companies, and debt collection agencies. With over 40 years of combined experience, we know what it takes to achieve a positive outcome for our clients.
2. Extensive Experience:
We have a deep understanding of debt collection laws and courtroom procedures. Our attorneys have the skills and knowledge to raise a number of defenses on your behalf, giving you the best chance of success.
3. Personalized Approach:
Every case is unique, which is why we take a personalized approach to each client. Our dedicated attorneys will take the time to understand your specific situation and tailor a defense strategy to fit your needs.
4. Protecting Your Rights:
We’re here to ensure that your rights are protected throughout the legal process. Our team will fight tirelessly to defend your rights and interests and stop debtor harassment.
5. Free Case Review:
Take control of your debt collection lawsuit defense with a free case review from The Fullman Firm. Contact us today to schedule your consultation and let us fight to protect your rights.
Contact Our Experienced California Debt Collection Lawsuit Defense Attorneys:
Facing a debt collection lawsuit is a serious matter, and failing to respond to it will have lasting repercussions. With so much at stake, it’s crucial to have experienced legal representation on your side.
Take action today to stop the bank levy and protect your financial future. Contact The Fullman Firm now for a free consultation and let us help you reclaim your seized funds and regain control of your finances.
