California recently amended its homestead exemption law. A homestead exemption is a legal provision that is designed to protect the value of a resident’s home from creditors, property taxes, and circumstances that arise from the death of a spouse. California’s updated homestead exemption law sets the exemption amount at $300,000. However, this amount can be…
Continue reading…Author: Bryan Vandenheuvel
Ways to Fight Wage Garnishment in California
If you’ve been sued by a debt collector in California, you are at risk of having your wages garnished. Wage garnishment occurs when a court issues an order that requires your employer to withhold a specific amount of your paycheck and send it directly to a debt collector until your debt is paid off. Luckily,…
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California Wage Garnishment Basics
A debt collector who alleges that a debtor has failed to repay his or her debt is entitled to file a lawsuit in court to collect the disputed funds. If the debt collector’s lawsuit is successful, the court may order the garnishment of the debtor’s wages until the debt is repaid. As we discuss below,…
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Sued by a Debt Collector: What Are My Options?
No one wants to be sued by a debt collector. However, if you’ve recently been served with a debt collection lawsuit, you can’t just put your head in the sand and hope it goes away. Rather, you must assess your options and take immediate action. Therefore, after reviewing the following debt collection lawsuit options, it…
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Tips for Dealing with Debt Collectors During COVID-19
The COVID-19 pandemic has wreaked havoc on the U.S. economy. Business closures and widespread unemployment have left hundreds of thousands of people unable to pay their debts. As a result, more people than ever are facing debt collection notices and lawsuits from debt collection agencies. Below are some tips for dealing with debt collectors if…
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How to Prevent a Default Judgement in Your Debt Collection Lawsuit
If you’ve been served with a debt collection lawsuit in California, the last thing you want to do is receive a default judgement in your case. A default judgment is a binding decision in favor of one party to a lawsuit based on the failure to take a specific action by the other party. Most…
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Can I Settle My Debt Collection Lawsuit?
If you’ve been sued by a debt collection agency in California, you generally have two choices: fight the lawsuit or attempt to settle. Whether or not you can settle your debt collection lawsuit depends on many factors, including the size of the alleged debt, the willingness of the debt collector to compromise, and your ability…
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Debt Collection Lawsuits Increase in Midst of COVID-19 Pandemic
The COVID-19 pandemic has affected the lives of millions of US citizens. Not only has the virus resulted in widespread illness and death, but it has virtually shut down the economy. This economic shutdown has caused many people to lose their jobs, rendering them unable to pay their debts. Thus, it is no surprise that…
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What to Expect When You’re Sued by a Debt Collector
Being sued by a debt collector can be scary, particularly if you are unfamiliar with the legal process. However, if you know what to expect and how to respond to the lawsuit, your odds of success improve greatly. The best way to prepare yourself for your debt collection lawsuit is to hire a California debt…
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Common Illegal Debt Collection Practices
Debt collectors are known for their use of deceptive debt collection practices. Despite the laws prohibiting harassing and deceitful behavior by debt collectors, many are willing to do almost anything to collect a debt. If you’re facing a debt collection lawsuit, it’s quite possible that the debt collector violated the law somewhere along the way…
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