In California, if you fail to pay your car loan, a repossession agent may take your car. In fact, as soon as you miss a car payment, the lender can arrange—without notice—to repossess your vehicle. The lender also may repossess your car if you breach your loan agreement in some other way, such as by…
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5 Things Debt Collectors Aren’t Allowed to Do
Although debt collectors often go to great lengths to collect debts—there are many things they are legally prohibited from doing. Unfortunately, however, this doesn’t always stop them. In fact, debt collectors routinely break the rules in pursuit of profit. In this article, we discuss five things debt collectors aren’t allowed to do. #1: Show Up…
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How to Beat Midland Funding
Debt collectors often do whatever it takes to collect a debt. Threatening letters, harassing phone calls, and other legal and illegal tactics are just a few of the ways that debt collection agencies attempt to intimidate consumers into paying. When these methods fail, however, debt collectors sometimes file lawsuits against debtors. If you’ve been sued…
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Can a Debt Collector Take My Car?
If you lose a debt collection lawsuit in California, the debt collector typically has several options available to settle the debt you owe. For example, a debt collector may be able to garnish your wages and other assets to satisfy the debt. However, there are limits to what a debt collector may do to collect…
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Is There a Limit on How Many Times a Debt Collector Can Call Me?
Let’s face it: no one likes to receive phone calls from debt collectors. In addition to being annoying, debt collection calls can feel downright intrusive. But is there a limit to how many times a debt collector may call a consumer about a debt? In this article, we answer this question and discuss some of…
Continue reading…Can a Debt Collector Take My VA or Social Security Benefits?
When a debt collector successfully sues you in court, you become legally obligated to pay the amount owed. To collect the debt, a debt collector can obtain a court order requiring your bank or credit union to take money from your account. This process is called garnishment. Although a debt collector that wins a judgment…
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Can a Debt Collector Call My Family?
No one likes dealing with debt collectors. In fact, debt collection phone calls can be downright aggravating and in most cases, consumers treat such calls as a minor annoyance and move on with their lives. It’s a different story, however, when a debt collector calls your family. When a debt collector contacts a family member,…
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Stopping Harassment for a Debt You Don’t Owe
Debt collectors purchase debt from original creditors for pennies on the dollar and then attempt to collect the debts. However, they don’t typically research whether a consumer actually owes a debt before attempting to collect it. The result of this is that debt collectors routinely harass people about debts they don’t owe. If you’re being…
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Can a Debt Collector Garnish My Wages?
Debt collectors have many options to collect debts, one of which is wage garnishment. A wage garnishment, also called a wage attachment, is a court order that requires your employer to withhold a certain amount of money from your paycheck and send it directly to a creditor. In this article, we discuss wage garnishment in…
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Can a Debt Collector Take You to Court?
If you’ve received a collection notice from a debt collector, you may be fearing the worst. You may be wondering whether the debt collector will attempt to take you to court if you fail to pay. First, a debt collector certainly can file a lawsuit against you in court. Whether a debt collector will take…
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