Facing a business debt lawsuit? We defend business owners at every stage — from lawsuits to judgments. Save money & protect your business today.
If you’re facing a business debt lawsuit — whether from an American Express business credit card, another business credit card, or a loan — it can feel overwhelming. But the good news is that you do have options. At The Fullman Firm, we help business owners at every stage of the debt process, from early signs of trouble to lawsuits and judgments.
What Is a Business Debt Lawsuit?
A business debt lawsuit happens when a creditor, such as a bank, credit card company, or lender, sues your business for unpaid debt. This usually starts when payments are missed, but lawsuits can also happen even if you’ve been making partial payments.
Creditors often sue both:
- The business itself (LLC, corporation, etc.)
- The business owner personally (because of a personal guarantee often hidden in the fine print of credit agreements)
Many business owners don’t realize they signed a personal guarantee until they’re personally named in the lawsuit.
Common Business Debts That Lead to Lawsuits
- American Express and other business credit cards
- Bank loans and credit lines
- Equipment financing agreements
Whether it’s $10,000 or $100,000+, creditors are aggressive about collecting — and they rely on business owners not knowing their rights.
Why You Need a Lawyer in a Business Debt Lawsuit
If your business is sued, you can’t represent it yourself in court if it’s an entity like an LLC or corporation. Only a licensed attorney can appear for the business. Many small business owners don’t realize this, show up in court alone, and lose by default.
Having an experienced business debt lawsuit defense attorney can:
- Challenge the creditor’s evidence
- Expose errors in the lawsuit
- Negotiate settlements for far less than the original balance
- Protect your personal assets from guarantees
We Can Help You at Every Stage
You don’t have to wait until things get bad — we can help whether you’re:
- Paying on time but worried about the future
- Falling behind and getting collection calls
- Facing a business debt lawsuit in court
- Dealing with a judgment, garnishment, or bank levy
Even after a judgment, we may still be able to fight back and save you money.
How Our Fees Work (Fair, Transparent, Flexible)
We know money is tight when debt is on the table. That’s why we keep our fee system simple and fair:
- Flat Fee – You’ll know the cost upfront.
- Savings Bonus – If we save you money, we earn a small bonus based on results.
- Payment Options – With Affirm’s Pay Later, you can spread out the flat fee if cash flow is tight.
This way, our incentives are aligned with yours: the better we perform, the more you save.
FAQs About Business Debt Lawsuits
Can I be personally sued for business debt?
Yes. If you signed a personal guarantee on a credit card or loan (even if buried in the fine print), creditors can sue you personally in addition to suing your business.
What happens if my LLC is sued for business debt?
An LLC or corporation must be represented by a lawyer. If you try to appear on your own, the judge will not allow it, and your business could lose by default.
Can I settle a business debt lawsuit?
Yes. Many lawsuits are resolved by settlement. With the right legal strategy, you may settle for significantly less than what you owe.
What if I already lost my business debt lawsuit?
Even after a judgment, you may have defenses. We can still help fight garnishments, levies, or negotiate post-judgment settlements.
Take Action Now 
Creditors act fast — don’t let them take advantage of you. If you’re facing a business debt lawsuit or worried one might be coming, you need a lawyer who understands how to fight back.
Contact The Fullman Firm today for a free consultation. We’ll explain your options, defend your rights, and do everything possible to save your business money.