Sued by Portfolio Recovery?

The Fullman Firm is a Full-Service Debt Relief Law Firm




We Can Help You Consider Your Options And:


Defend You Against The Lawsuit


Help Settle the Debt


Or Help You Seek Protection in Bankruptcy


California’s Leading Debt Relief Attorneys

The Fullman Firm Has saved clients over $7 million since 2015.

Don’t Delay!

Take action now to stop a default judgment against you. Don’t let the debt collector seize your bank accounts, garnish your wages, or file a lien against your property.

We Can Help.

You can settle for much less than the debt collector’s first demand. Many of our clients pay little or nothing to debt purchasers.* If you choose to settle, clients who show strength to debt purchasers usually settle their cases for about one-third of the amount demanded in the lawsuit.

Respond to the Lawsuit.

Only a properly prepared response will push back at the debt collector and put you in a position to win or settle for a reasonable amount. Did you receive Request for Admissions or Interrogatories? We’ll prepare your response.

Where’s the Evidence?

Demand a copy of the debt collector’s file!

Direct Relationship with Your Attorney.

You will have the same attorney through the whole case and you can telephone or message your attorney directly.

We Will Guide You.

Settle or Fight? The choice is yours. We will help you decide which is best for you.

When debt collectors realize you are not backing down they often dismiss their case or settle for much less than their original demand.


Portfolio Recovery Associates, LLC is located in Virginia and a subsidiary of Portfolio Recovery Associates, Inc.  Portfolio Recovery directly purchases portfolios of charged-off accounts from U.S. creditors.  They purchase a wide variety of charged-off accounts, including: credit card, installment, lines of credit, auto loans, healthcare, telecom, utility, student loans, and retail.  In lawsuits, Portfolio Recovery is often represented by its own in-house collection attorneys.  However, it maintains a network of third-party collection attorneys.  In the state of California, Portfolio Recovery Associates is represented by Hunt & Henriques and Legal Recovery Law Offices.

To learn how we can help you, call us at (877) 227-2872.



Your results may vary. All cases are unique and these results are not an indication of the likelihood of success of your case.


Legal Trouble From Debt?

You Deserve the Best in Legal Representation.

Call Us Now for a Free Consultation...

(877) 227-2872

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Two Service Levels To Choose From:


From $99 per month we will:

  • Assign one of our attorneys to assist you in defending yourself.
  • Prepare your documents for you and teach you what to do with them.
  • Teach you what to do and what to say, and help you avoid common mistakes and debt collector tricks.
  • The goal is to move the case into a position where it will be dismissed (win!) or settled for much less than the amount the debt collector is demanding now.
  • Cases up to $10,000 are $99 per month. Cases between $10,000 and $25,000 are $109 per month
  • Trial preparation and appearance at trial can be separately purchased
  • No long term contract.

From $169 per month we will:

  • Assign one of our attorneys to defend you as your counsel of record.
  • We do all the work. You just cooperate with us and give us the information we need to defend you.
  • The goal is to move the case into a position where it will be dismissed (win!) or settled for much less than the amount the debt collector is demanding now.
  • Cases below $15,000 are $169 per month.
  • Cases between $15,000 and $25,000 are $189 per month.
  • Cases between $25,000 and $35,000 are $209 per month.
  • Cases between $35,000 and $45,000 are $229 per month.
  • Cases between $45,000 and $55,000 are $249 per month.
  • Cases between $55,000 and $65,000 are $269 per month.
  • Cases between $65,000 and $75,000 are $289 per month.
  • Cases over $75,000 require a special retainer. Please call for more information.
  • Trial preparation is included. Trial appearance can be purchased separately.
  • No long term contract.
  • 7% Bonus Fee Based on Amount Saved. Example: If we save you $5,000 off of the amount you are sued for, we earn a $250 bonus.

*Your results may vary. Every case is unique. This statistic should not be used to forecast your particular outcome.



Over $4.25 Million Saved in 2015

We have saved our clients over $2,845,061 in 2015 alone through our vast experience and dogged determination. Our clients have paid collectors nothing, or settled for far less; had garnishments, liens and bank levies removed; and had default judgments removed. About 30% of our Lawsuit Defense clients pay nothing to debt purchasers.

Affordable Solutions

We specialize in hard-nosed, customized debt-relief solutions at affordable rates. Our Lawsuit Defense services start at $99 a month. We fight default judgments for as little as $495. Debt settlement starts at just $495, plus 5% of the amount we save you. And if you feel that bankruptcy is your best option, we will provide you with premium service at competitive rates.

California’s Top Debt Relief Law Firm

The Fullman Firm is a law firm specializing in lawsuit and default judgment defense, debt settlement, and bankruptcy. We have helped our clients beat Midland Funding, Hunt & Henriques, Citibank, American Express, Zwicker & Assoc., Patenaude & Felix, Harris & Zide, Portfolio Recovery, Rory Clark, Legal Recovery Law Group, Bank of America, FIA Card Services, Capital One, LVNV, The Moore Law Group, Wells Fargo, Michael Sipes, CACH LLC, Suttell Hammer & White, Mountain Lion Acquisitions, D. Scott Carruthers, Persolve, Mandarich Law Group, Zee Law Group, CIR Law Offices, Cavalry SPV, GCFS, Winn Law Group, National Collegiate, and many more.

Nobody Knows More About Vacating Judgments

Do you have a judgement against you, but you were not given notice? This may have been caused by a debt collector using the wrong address to give you notice, or lying to the Court about giving you notice. When you did not respond to the lawsuit (because you did not really get notice), the court entered judgment against you. The good news is, we can help you stop enforcement of the judgment or have it vacated altogether. And nobody vacates more default judgments than The Fullman Firm.

What Our Clients Say...


"The Discover Banksters claimed I owed them over $17,000. After six months of legal preparation, I didn't even have to appear at trial. We were so relieved when I got the call telling us the case had been dismissed, my wife and I were able to get on with our lives." - G.R.


"I want to thank The Fullman Firm for the excellent work done... By the time I had contacted The Fullman Firm, I was feeling very defeated...I was facing a garnishment from a judgment that had happened almost 11 years ago. The two previous lawyers I had consulted with recommended against me fighting the judgment and were only interested in charging to assist me in filling bankruptcy. Thanks to The Fullman Firm, I was able to get the necessary information to make the right decision. The garnishment was stopped, the case has been dismissed, and I have been refunded the money being withheld. I cannot express enough my gratitude to The Fullman Firm for not only giving me hope at a time when I had very little, but also standing by my side and helping me resolve what other lawyers told me was a losing situation. I am so very thankful for the peace of mind I now have." –T.P.

Holiday Bonus: Client Saves $13,000

"After many months of receiving those dreaded phone calls and letters from debt collectors, and worrying about them ruining my life, I stumbled upon the FULLMAN FIRM. At first I thought their services must be too good to be true, but I gave it a shot. Ryan was extremely nice, and made the whole process seem very easy. And, just yesterday, it all paid off, when Portfolio Recovery Associates dropped a lawsuit in which they claimed I owed them over $13,000! What a great holiday gift! Thanks to Ryan and all the staff at the FULLMAN FIRM-- I am so glad I found you!" - D.N.
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The Fullman Firm