Are you facing a debt collection lawsuit in California? Don’t navigate the legal complexities alone. Turn to The Fullman Firm for experienced and dedicated debt collection lawsuit defense attorneys who will fight to protect your rights. With affordable flat fees and customized strategies to save you as much money as we can (in fact our fees are designed so that we earn a percentage of what we save you), we’re here to help you achieve the best possible outcome for your case.
Thousands of Clients Trust Us:
Join the ranks of thousands of satisfied clients who have entrusted us with their debt collection lawsuit defense. Our track record of success speaks for itself, and we’re ready to put our experience to work for you.
You Have Rights:
Many consumers are unaware of their rights when facing a debt collection lawsuit. At The Fullman Firm, we’re here to ensure that your rights are upheld throughout the legal process. Don’t let debt collectors intimidate you – know your rights and fight back with confidence.
Nothing to Lose, Everything to Gain:
With a free consultation from The Fullman Firm, you have nothing to lose and everything to gain. Take the first step towards a strong defense by scheduling your free consultation today. Our experienced attorneys will assess your situation, answer any questions you may have, and outline the next steps in building your defense strategy.
How Our California Debt Collection Lawsuit Defense Attorneys Can Help
In a debt collection lawsuit, the creditor or debt collector, known as the “plaintiff” must be able to prove its case. The debt collection lawyers at Fullman Firm have the skills to raise a number of defenses. These include:
- Missing paperwork — A debt collector must have paperwork that verifies the agreement between you and the original creditor. If the debt is for a credit card, for example, this paperwork might be the original cardmember agreement, copies of prior statements, and payment records. If the debt collector does not have these documents, it may be possible to have the case dismissed.
- No Standing to Sue — Standing is simply a legal term which means that the debt collector must have a legal interest in the case. In other words, the debt collector must be able to prove that it owns the debt. This requires providing the court with documents, such as a purchase contract or an “assignment” between the original creditor and the debt collector. If the debt collector does not have these documents or if they contain errors, we may be able to win your case.
- Inaccurate credit and billing histories — Debt collectors typically purchase debts from original creditors “as is.” If your payments have not been properly credited, or the debt collectors do not have up-to-date billing statements, they may not be able to prove that the debt belongs to you.
- The statute of limitations has expired — In California, most creditors must file a debt collection lawsuit within four years of the date you defaulted. If they don’t file a lawsuit in time, the case will be dismissed.
- Lack of evidence — Because the debt collector typically must rely on documents of the original creditor to prove its case, the documents presented as evidence may not be accepted by the court and the case may be dismissed.
In addition, there may be other reasons you don’t owe the debt. As an example, the credit card debts may be a family member’s, or the debts may have been discharged in bankruptcy. You may also have a valid defense if you were the victim of identity theft. This occurs when someone steals your personal information from your mailbox or online and opens credit cards in your name. In any case, the best way to protect your rights is to work with an experienced credit defense attorney.
Why Choose The Fullman Firm for Lawsuit Defense:
1. Proven Track Record:
Our attorneys have successfully defended clients against big banks, credit card companies, and debt collection agencies. With over 40 years of combined experience, we know what it takes to achieve a positive outcome for our clients.
2. Extensive Experience:
We have a deep understanding of debt collection laws and courtroom procedures. Our attorneys have the skills and knowledge to raise a number of defenses on your behalf, giving you the best chance of success.
3. Personalized Approach:
Every case is unique, which is why we take a personalized approach to each client. Our dedicated attorneys will take the time to understand your specific situation and tailor a defense strategy to fit your needs.
4. Protecting Your Rights:
We’re here to ensure that your rights are protected throughout the legal process. Our team will fight tirelessly to defend your rights and interests and stop debtor harassment.
5. Free Case Review:
Take control of your debt collection lawsuit defense with a free case review from The Fullman Firm. Contact us today to schedule your consultation and let us fight to protect your rights.
Contact Our Experienced California Debt Collection Lawsuit Defense Attorneys:
Facing a debt collection lawsuit is a serious matter, and failing to respond to it will have lasting repercussions. With so much at stake, it’s crucial to have experienced legal representation on your side.
Don’t wait – contact The Fullman Firm today for your free case review and let us fight to protect your rights and achieve the best possible outcome for your case.
Take control of your debt collection lawsuit defense. Call The Fullman Firm today for your free case review and let us fight to protect your rights and achieve the best possible outcome for your case.
