Let’s face it: no one likes to receive phone calls from debt collectors. In addition to being annoying, debt collection calls can feel downright intrusive. But is there a limit to how many times a debt collector may call a consumer about a debt? In this article, we answer this question and discuss some of…
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Can a Debt Collector Take You to Court?
If you’ve received a collection notice from a debt collector, you may be fearing the worst. You may be wondering whether the debt collector will attempt to take you to court if you fail to pay. First, a debt collector certainly can file a lawsuit against you in court. Whether a debt collector will take…
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Avoid These Mistakes When Dealing with Debt Collectors
Debt collectors will often do whatever it takes to collect a debt—including break the law. The reason many debt collectors are willing to do this is simple: threats and harassment are effective. When consumers are subjected to these types of tactics, they tend to make mistakes, including agreeing to pay debts that aren’t owed. Debt…
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Negotiating with Debt Buyers
If you fail to pay a debt, the creditor might sell it to a debt buyer. Debt buyers purchase delinquent debts from original creditors for pennies on the dollar. They then attempt to collect the debts to make a large profit. If you’ve been contacted by a debt buyer about a delinquent debt, understanding how…
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Common Debt Buyer Lawsuit Defenses
If you’ve been sued for a debt, there is a good chance that the company that filed the lawsuit isn’t the creditor from which you incurred the debt. If this is the case, you’ve been sued by a debt buyer. Fortunately, there are several common defenses to debt buyer lawsuits that you may be able…
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What Is a Debt Buyer?
Debt buyers are companies that purchase debts from original creditors. Major debt buyers include companies like Midland Funding LLC and Portfolio Recovery Associates. If you’ve been sued for an outstanding debt, there’s a good chance the entity that filed the lawsuit is a debt buyer. In this article, we discuss the debt buying industry and…
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Choosing an Attorney to Fight Your Debt Collection Lawsuit
It’s never fun to receive a debt collection letter in the mail. Even worse, however, is being served with a debt collection lawsuit. If you’ve been sued by a debt collector, it’s imperative that you obtain the services of an experienced debt collection lawsuit defense lawyer as soon as possible. By hiring the right debt…
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Fullman Law Firm Offers Top-Rate Defense to Californians with Debt Lawsuits
All throughout the country, citizens and small businesses struggle to find solutions to their debt problems, and often find themselves at the mercy of powerful creditors. The current global pandemic only made matters worse as pay-cuts and income losses have become an unwanted consequence for many, often taking away any capacity for debtors to settle…
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Fullman Firm Beats Another Debt Collector at Trial
Fullman Firm recently secured another victory at trial against a major debt collector. The plaintiff in the case, Crown Asset Management, alleged that the defendant, represented by Fullman Firm, owed a debt of over $30,000. Luckily, the defendant decided to contact Fullman Firm immediately upon receipt of the lawsuit. Fullman Firm’s preparedness at trial ultimately…
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What Can A Debt Collector Do If You Don’t Pay?
No one likes to receive a collections notice. However, ignoring correspondence from a debt collector won’t make the problem go away. Debt collectors have several options available to them when debtors fail to pay. In this article, we explore the legal options available to debt collectors when you fail to pay a debt. Regulating Debt…
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