If there’s ever a time that puts you at risk for going into debt, it’s the holidays. During the holidays, our spending can get out of control, and many people rely on their credit cards to get them through this busy and expensive time of the year. Unfortunately, many people find it difficult to pay…

No one wants to be sued by a debt collector. However, if you’ve recently been served with a debt collection lawsuit, you can’t just put your head in the sand and hope it goes away. Rather, you must assess your options and take immediate action. Therefore, after reviewing the following debt collection lawsuit options, it…

The COVID-19 pandemic has wreaked havoc on the U.S. economy. Business closures and widespread unemployment have left hundreds of thousands of people unable to pay their debts. As a result, more people than ever are facing debt collection notices and lawsuits from debt collection agencies. Below are some tips for dealing with debt collectors if…

If you’ve been sued by a debt collection agency in California, you generally have two choices: fight the lawsuit or attempt to settle. Whether or not you can settle your debt collection lawsuit depends on many factors, including the size of the alleged debt, the willingness of the debt collector to compromise, and your ability…

The COVID-19 pandemic has affected the lives of millions of US citizens. Not only has the virus resulted in widespread illness and death, but it has virtually shut down the economy. This economic shutdown has caused many people to lose their jobs, rendering them unable to pay their debts. Thus, it is no surprise that…

Debt collectors can be extremely aggressive when attempting to collect a debt, sometimes even resorting to illegal tactics. Often, aggressive and intimidating behavior by debt collectors leads consumers to make mistakes, including agreeing to pay debts that aren’t owed. Below are some of the most common mistakes people make when dealing with debt collectors. If…

Being sued by a debt collector can be scary, particularly if you are unfamiliar with the legal process. However, if you know what to expect and how to respond to the lawsuit, your odds of success improve greatly. The best way to prepare yourself for your debt collection lawsuit is to hire a California debt…

Debt collectors are known for their use of deceptive debt collection practices. Despite the laws prohibiting harassing and deceitful behavior by debt collectors, many are willing to do almost anything to collect a debt. If you’re facing a debt collection lawsuit, it’s quite possible that the debt collector violated the law somewhere along the way…