debt notice

Can a Debt Collector Take You to Court?

If you’ve received a collection notice from a debt collector, you may be fearing the worst. You may be wondering whether the debt collector will attempt to take you to court if you fail to pay. First, a debt collector certainly can file a lawsuit against you in court. Whether a debt collector will take…

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debt collection

Avoid These Mistakes When Dealing with Debt Collectors

Debt collectors will often do whatever it takes to collect a debt—including break the law. The reason many debt collectors are willing to do this is simple: threats and harassment are effective. When consumers are subjected to these types of tactics, they tend to make mistakes, including agreeing to pay debts that aren’t owed. Debt…

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Small business owners working with attorneys

Negotiating with Debt Buyers

If you fail to pay a debt, the creditor might sell it to a debt buyer. Debt buyers purchase delinquent debts from original creditors for pennies on the dollar. They then attempt to collect the debts to make a large profit. If you’ve been contacted by a debt buyer about a delinquent debt, understanding how…

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woman in debt

Common Debt Buyer Lawsuit Defenses

If you’ve been sued for a debt, there is a good chance that the company that filed the lawsuit isn’t the creditor from which you incurred the debt. If this is the case, you’ve been sued by a debt buyer. Fortunately, there are several common defenses to debt buyer lawsuits that you may be able…

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man looking over debt notices

What Is a Debt Buyer?

Debt buyers are companies that purchase debts from original creditors. Major debt buyers include companies like Midland Funding LLC and Portfolio Recovery Associates. If you’ve been sued for an outstanding debt, there’s a good chance the entity that filed the lawsuit is a debt buyer. In this article, we discuss the debt buying industry and…

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fullman firm trial

Fullman Firm Beats Another Debt Collector at Trial

Fullman Firm recently secured another victory at trial against a major debt collector. The plaintiff in the case, Crown Asset Management, alleged that the defendant, represented by Fullman Firm, owed a debt of over $30,000. Luckily, the defendant decided to contact Fullman Firm immediately upon receipt of the lawsuit. Fullman Firm’s preparedness at trial ultimately…

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debt collector

What Can A Debt Collector Do If You Don’t Pay?

No one likes to receive a collections notice. However, ignoring correspondence from a debt collector won’t make the problem go away. Debt collectors have several options available to them when debtors fail to pay. In this article, we explore the legal options available to debt collectors when you fail to pay a debt.  Regulating Debt…

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